Pittsburgh, PA - SBA & Term Loans
Business Acquisition Loans in Pittsburgh, PA
Buy an existing Pittsburgh business
SBA 7(a) financing structured for buying an operating business - up to $5M with as little as 10% down.
Amount
$100K-$5M
Speed
45-75 days
Network
SBA acquisition specialists
Soft credit pull PA-licensed lenders No fees until close
Business Acquisition Loans for Pittsburgh businesses
Business acquisition loans finance the purchase of an existing operating company. The gold standard is SBA 7(a): 10% buyer equity, 10-year amortization, and rates capped by SBA.
Underwriting focuses on the target business's cash flow, not just the buyer's balance sheet. Debt-service coverage of the seller's historical earnings drives approval.
Common use cases
- First-time buyer acquiring seller's business
- Search-fund entrepreneur
- Strategic add-on acquisition
- Franchise resale
Business Acquisition Loans - FAQ
Can the seller finance the down payment?+
Partially. Seller notes can count toward equity if fully standby for 24+ months.
Related capital programs
Explore other financing options that pair well with Business Acquisition Loans.
SBA & Term Loans
SBA 7(a) Loan
The SBA's flagship working capital program
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SBA & Term Loans
SBA Loans
Government-backed funding for Pittsburgh businesses
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SBA Franchise Financing
Franchise-approved SBA capital
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Equipment & Receivables
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