Fast funding with 3-24 month terms
When speed matters more than the lowest rate - short-term loans deliver capital in days, not weeks.
Short-term loans exist for genuine time-sensitive needs: an emergency repair, a supplier discount that expires, a payroll gap that cannot wait for a bank decision.
The trade-off is cost. Factor rates and short amortizations push the effective APR well above bank product. Use them when speed is truly binding - not as a substitute for cheaper capital you could qualify for with more time.
Typically daily or weekly ACH withdrawals over 3-24 months.
Explore other financing options that pair well with Short-Term Business Loans.