Pittsburgh, PA - SBA & Term Loans
SBA 7(a) Loan in Pittsburgh, PA
The SBA's flagship working capital program
The most-used SBA program - up to $5M for working capital, acquisitions, refinance, and expansion.
Amount
$50K-$5M
Speed
30-60 days
Network
SBA preferred lenders
Soft credit pull PA-licensed lenders No fees until close
SBA 7(a) Loan for Pittsburgh businesses
The 7(a) is the SBA's most flexible loan. Proceeds can be used for almost any legitimate business purpose: working capital, inventory, equipment, real estate, business acquisition, partner buyouts, and refinance of high-cost debt.
Terms run 10 years for working capital and equipment, and up to 25 years for real estate. Rates are variable (Prime + spread), capped by SBA rules.
Common use cases
- Acquiring a competitor or franchise
- Buying out a business partner
- Consolidating short-term debt
- Expansion working capital
SBA 7(a) Loan - FAQ
Can I use 7(a) for real estate?+
Yes, though 504 is often better for owner-occupied CRE due to fixed-rate second.
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